Payment methods

Telegraphic Transfer (T/T) — Standard for new buyers. 30% advance on proforma invoice acceptance; 70% balance against scanned B/L copy. Original B/L released on receipt of full payment. Total transit-to-payment cycle: ~10 working days from B/L issue.

Letter of Credit (L/C) — For larger orders or buyers preferring bank-guaranteed payment. At sight (immediate on document presentation) or usance (30 / 60 / 90 days). L/C draft text reviewed and confirmed before issuance to ensure compliance with PMT’s documentary requirements. L/C must be issued by a bank acceptable to PMT’s negotiating bank — confirmation by a first-class international bank required for issuing banks in higher-risk jurisdictions.

Cash Against Documents (CAD) — Available for repeat buyers (4+ completed shipments). Documents (B/L + Commercial Invoice + Packing List + COA + COO) released by PMT’s collecting bank against buyer’s payment at presentation.

Western Union / MoneyGram — For sample shipments and very small orders only (below $1,000). Not available for production orders.

Cash on Delivery (COD) — Available in 8 major Pakistani cities (Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar, Hyderabad). PKR 200 COD-handling fee added at checkout. Pay the Leopards / TCS courier in cash on delivery. Order must be checked before payment — return policy applies.

Bank Transfer (IBFT) — Available nationwide. Order placed; bank account details and reference number issued. Order ships once payment is received in PMT’s account (typically 1 working day after transfer for IBFT, real-time for transfers within the same bank).

Coming soon (Phase 2): Credit & debit card (Visa / Mastercard / UnionPay) via SafePay gateway · JazzCash wallet · EasyPaisa wallet · HBL Konnect.

Bulk export prices quoted in USD (default), EUR, or AED. Domestic retail prices in PKR. Payment must be received in the currency of the proforma invoice. FX conversion is the buyer’s responsibility.

PMT Group account details are issued on each proforma invoice / order confirmation. For security, we do not publish account numbers publicly. Always verify bank details against the most recent PMT-issued PI or order confirmation before remitting. PMT will never ask you to remit to a personal account or to a different beneficiary than that named on the proforma.